Public Health Insurance
For full time students younger than 30
Offers Extensive Medical coverage
Cashless doctor visits
Existing medical conditions are always covered
Regulated by German Government
Spouse and children (German residents) can be covered without additional payment
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Private Health Insurance
For Full time students older than 30
For Language Students, Studienkolleg, Job Seekers
Range of coverage depends on the Premium
Upfront payment for treatments
Existing medical conditions are not always covered.
Not possible to change to a public insurance till end of study

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Student Public Health Insurances

Monthly PremiumTECHNIKER KRANKENKASSEIKK GESUND PLUS HANSEATISCHE KRANKENKASSE
Student. Age from 24 upto 30 without children90,34€ 88,39€ 90,99€
Other Students upto 30 years (mtl. Premium)88,72€86,77€89,37€
Fundamental coverage as regulated by Govt100%100%100%
24/7 Medical hotline
Support to get Doctor appointment
Online booking for Doctor appointment
Chat function to clarify Insurance Coverage / Medical Questions / / /
Personal support for selecting hospitals
Vaccination for private travel
Full cover for professional dental cleaning
1x/Year, only with dent-net.de dentists
Sport Medical examination and consulation
80% of max. 120 EUR

80% of max. 120 EUR

80% of max. 120 EUR
Special Treatment for Chronical Asthma
Special Treatment for Chronical Diabetes mellitus Type I
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This comparision is not exhaustive. For general overview only.
There are around 100 Public Health Insurances (AOK, Barmer, DAK, etc.) available in Germany. If you need one of those contact us.

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